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We are Ray and Kelli, counselors at City. 1st grader asks for food and blanket from Santa. Homeless to Billionaire. Which debt to pay off first. Money in the bank. Wonder. Funeral for a neighbor. Black Friday mistakes. Black Friday secrets from store employees. Negotiate a better salary. Avoid holiday overspending. 8 ways to save. Debt eliminated. Which debt to take out first.

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Monday, April 18, 2016

Cash or credit card?

According to this article by Nelson D. Schwartz of the New York Times, pay with cash if you want to save money. "The sight of images associated with credit cards prompted diners to spend more and leave bigger tips." Credit Cards Encourage Splurging as the Cash Habit Fades was published in The New York Times on March 25, 2016.

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