Welcome!

We are Ray and Kelli, counselors at City. Savings this week. Financial advice from Comic Con. Tablet deal. Jobs at Discount Tire. Discount books! Acer laptop deal. Surface Pro 3 deal. Which credit card to use. Switching from cable to streaming. Deal of the Day. Social Advocates for Youth volunteer. Deal of the week. Jobs at Office Depot. Job at Goodwill. Jobs at Staples. Jobs at Chase. Project Linus. Jiang He gives grad speech at Harvard.

The veterans page: Project COMBAT. Honoring our Veterans on Memorial Day. Preventing veteran suicide. A gift of a home. Humanitarian food and toy drop. Breaking new ground as a female combat engineer. "Just A Common Soldier." Volunteers help a former Marine with Leukemia. Expanded Veterans' Services.


Memorable quote: "Our debt to the heroic men and valiant women in the service of our country can never be repaid. They have earned our undying gratitude. America will never forget their sacrifices." -- President Harry S. Truman.














Sunday, July 24, 2016

Savings This Week



Office Depot has some great deals from July 24 to 30:

With a minimum $5 purchase, you can buy 3 x 5 index cards for $.01, a pencil box for $.01, and Office Depot brand mechanical pencils for $.01

Crayola colored pencils for $.50

Sharpie five pack fine pt markers $1.00

Swingline Compact Stand-Up Stapler $1.00

Buy 1, get 1 for 50% off on all HP printer ink.

Lenovo 15.6" laptop 4GB memory and 1TB hard drive for $299.99 (regular $499.99).


Staples  has a few good deals from July 24 to 30:

1-subject spiral notebooks for $.17

Staples Hype! highlights 6 pack of highlighters for $.75


Best Buy has two items of note July 24 to 30:

HP Envy 4520 wireless printer for $59.99 (regular $99.99)

Dell Laptop with Intel Core i3 processor 15.6" screen, 4GB memory, and 1TB hard drive for $299.99


Friday, July 22, 2016

Financial Advice from Comic Con



At Comic Con 2016, there was a panel on Thursday called "Be a Financial Superhero Even If You Aren't Tony Stark or Bruce Wayne. It was geared toward creative artists and their finances. Here's what I pulled from this presentation:

To succeed in your own business:
What do you have to give that is going to help people?
What can you do that no one else is doing?
What is your passion?

What you need to be a successful artist:
Passion for your work
Skill set to do it well
Hustle to get yourself known

Build an outstanding team:
Find a mentor to guide you.
Hire people you trust so you can focus on your craft.
Develop a fan base of support.

Lay out your goals with timelines to keep yourself accountable and measure your progress.

They also talked about credit. Your credit score is made up of five factors:
35% is based on your payment history (whether you pay your credit card bills on time).
30% is based the amount owed on your cards (try to keep your balances under 25% of the limit on a credit card).
15% is duration of credit (don't close out a credit card; it's better to lower your maximum on a card you rarely use in order to maintain your history and duration of credit).
10% is based on new credit (don't open up other new credit accounts prior to taking out a loan).
10% is the type of credit you have.

Some suggestions: Pay off your debts aggressively, don't take out student loans, step away from a purchase before buying an expensive item to avoid impulsive decisions, and ask yourself how many hours you have to work in order to pay for the item.





Dell Venue tablet refurbished



Here is a Dell Venue 10" tablet 62% off the retail price at $124.99 and includes free shipping. It has 32GB storage, 2GB RAM with a quad core processor. 1 year warranty is provided.

Jobs at Discount Tire



Saw a sign in the Rancho San Diego Discount Tire showing they are looking for employees and will provide training. Here is a link to job opportunities with this company.

Saturday, July 16, 2016

Discount Books!



If you're looking for discounted books, this book site is the ticket. They also carry textbooks. This information was provided by counselor, Hossna Sadat.

Thursday, July 7, 2016

Acer 11.6 inch laptop deal!

pic by Abrilagu


This Acer 11.6 inch laptop has a 500GB hardrive and 4GB memory with a Pentium ad-core processor. It sells for $299.99, marked down from $449.99.

Microsoft Surface 3 deal!

pic by TranslucentCloud


This Microsoft Surface 3 refurbished tablet comes with a 30 day return policy and 1 year warranty. The $294.95 price is a 41% savings. Note that you have to buy a keyboard separately.

Thursday, June 30, 2016

Which credit card to use


Here’s my take on credit cards. Use a credit card only if you pay off the balance each month. Otherwise you are paying an interest rate that will eat you alive. If you pay off the balance each month, there can be advantages to using a credit card: cash back or travel rewards on specific cards, additional warranty periods on products, fraud protection, and the ability to dispute a purchase. Be careful because it’s tempting to spend more with plastic than cash.

Which card should you use? Here are my top two:

The Citi Double Cash Card is a MasterCard that gives 1% back when you make a purchase and another 1% back when you make a payment for 2% back. The card is simple and has no annual fee.

The Citi Costco Anywhere Visa gives 4% back on gas, 3% on restaurant and travel, 2% at Costco, and 1% on everything else.

Compare the best credit cards by category at http://www.creditcards.com/top-credit-cards.php

From Cable to Streaming

Pic by Arturo Pardivila III
If you're thinking about going from cable to streaming, here is Eddie Brown's take from a sports fan's perspective. Letting go of cable can save you money and here's how: Freedom from Cable Makes Sense was published in the San Diego Union Tribune on June 27, 2016.

Monday, June 27, 2016

Deal of the Day

Pic by Rico Shen

This Linkworld college/school backpack is reasonably priced at 25.99 (saving 48% from the regular price of $50.00) and it has positive reviews, a couple with videos. It fits a 17 inch laptop, looks pretty functional, and has an assortment of colors. Video reviews are on the Amazon site. Note that Amazon prices can change at any time.

Sunday, June 19, 2016

Volunteer Tutor Helps Troubled Youth

 


"Math was not a strong subject of mine. I had difficulty with that. I overcame it, but it took a lot of work. I had to get outside help." -- Social Advocates for Youth volunteer Nicholas Griffin.

For Math Whiz, Helping At-Risk Kids Adds Up was published in the San Diego Union Tribune on June 13, 2016.

https://www.saysandiego.org/

Deal of the Week

Pic by Coolcaesar


Staples has an office chair with a red-mesh back on clearance for $40.85, marked down from $109.99. It's out of stock online, but the Sports Arena store has two showing in stock. The reviews are good. Call the store to make sure they have it. Phone: 619-523-6005. Address: 3146B Sports Arena Blvd., San Diego, CA 92110.

Monday, June 13, 2016

Job Opening at Goodwill

Picture by Maryland GovPics

The Goodwill in La Mesa has employment openings: http://sdgoodwill.org/jobs/

Address: 3713-3717 Avocado Boulevard, La Mesa CA 91941 in the Smart & Final shopping center.
Phone: (619) 741-2739
Store Hours: Mon-Sat 9AM-8PM, Sun 10AM-6PM


Thursday, June 2, 2016

Jobs at Staples

Job opportunities at Staples. The store in Rancho San Diego says they have openings and to apply directly in the store.

Address: 
2879 Jamacha Road, El Cajon, CA 92019 -- in the Target shopping center and near Discount Tire. 
Phone:(619) 670-1094
Hours: M-F: 8am - 9pm, Sat: 9am - 9pm, Sun: 10am - 6pm                        
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Jobs at Chase Bank

pic by Chris Flook
Internships and job opportunities w/ Chase bank.

Project Linus Gives Security Blankets

"We have a twofold mission. One is to provide comfort and love to children in need. The other part is to provide an opportunity for individuals and agencies to make a difference in a child's life." -- Ursula Sorensen, Coordinator of Project Linus.

Ursula Sorensen's goal is to give security blankets to the San Diego children who need them the most. Wrapping Needy Kids in Layers of Love was published in the San Diego Union Tribune on May 27, 2016.

Sunday, May 29, 2016